Things I Am Reluctant To Spend On

A couple of weeks ago, I wrote a post about things I don’t mind spending money on. There were a few things there that were joint things between me and Steve and I also wrote down a list of things I do mind spending on.

As well as not having posted for a while due to a backlog of work to catch up on, I also seem to have binned the aforementioned list. Hopefully I can remember some of the things on there!

  • Food & Drink – Obviously I need food and drink to survive. However, if there is a saving to be made then I will make that saving. I can often be found weighing up the pros and cons of an offer in the supermarket aisle. If I don’t have to spend full price on something, I won’t – whether they are on promotion or I have a free coupon.
  • Beauty products  – Unlike my skincare, I try not to spend too much money on makeup and bodycare. I will, of course, have the occasional splurge but I am reluctant to spend out unless it is something I really want. I have never paid full price for a MAC lipstick yet have a few in my collection – I have bought these from blog sales or won them in giveaways.
  • Clothes – A decent coat, pair of jeans, pair of shoes and a bra are the exceptions. However, I don’t see the point of paying out loads on a dress you will only wear once! The most expensive dress in my wardrobe was £39 and I have got plenty of wear out of it in the short time I have had it. If you give me the choice of one designer t shirt or 5 high street t shirts for the same price, you will find me scouring the rails at my local shopping mall. I understand that you pay for quality but I’d rather be able to do what I want in my cheap tees than constantly worry about ruining that £100 shirt with the slightest slip.
  • Travel Costs – Train and bus prices are extortionate nowadays and I dread having to fork out for either if I need to go somewhere. I don’t drive so if Steve isn’t around, I have to get either of these to my destination. The amount of profit these companies must turn over is massive!

There are plenty more things that I am reluctant to spend on including many entertainment items such as books and DVD’s too (unless I get a good price!).

What do you hate spending money on?

Things I Don’t Mind Spending My Money On

All credit goes to Michelle from Making Sense Of Cents for the idea for this post. I have been reading similar posts with great interest and thought it would be a good post to talk about the things that me and Steve don’t mind spending our hard earned cash on. There will also be another post very soon discussing the things we do mind forking out for.

  • A holiday every couple of years  – Don’t get me wrong, we don’t mean an all out extravagant holiday, just a simple few days away from home whether we are staying in the UK or going abroad. Working from home means I often get cabin fever and sometimes need a little break.
  • A car – Whilst it doesn’t have to be the flashiest newest ride, Steve needs a car to get to work (it takes him 45 minutes to get to work either way) so he needs something reliable.
  • TV – I don’t go out, I rarely drink, I rarely go shopping. My only real expense is my TV package, internet connection and our phones. Most people downgrade to the smallest package possible when budgeting but we found an amazing deal where we get almost £200 back in cashback (which pays almost 4 months of the TV bills) and £100 in gift cards for joining them. Being at home all the time with Jack and with a partner who works strange shifts means I often work at nights when Steve is doing night shifts and Jack is asleep. This often means that I need to entertain myself during the day which is why I don’t mind spending a little more on this luxury.
  • House Maintenance – Whilst we privately rent, this doesn’t mean that there aren’t costs involved with the upkeep of the house. With Steve working weird hours and my lack of gardening skills whatsoever, we don’t mind hiring our family friend to help us out every couple of months and keep us to the terms of our rental agreement.
  • Wedding – This may be a shocker – I do plan on keeping costs as minimal as possible but there are a few things I have set my heart on so I don’t mind spending on those so much.

Finally…

  • Skincare – I won’t fork out a lot on make up when there are some fantastic brands out there, but I will splurge a little on good quality skincare. I do have a few budget skincare staples but my skin does tend to favour the more expensive and if they are working, I’m not going to begrudge a few pounds here or there.

This list is probably a lot different to yours, what do you like to spend money on?

Does meal planning work for you?

When it comes to saving money, I am pretty much game for anything. There are some that go that extra mile too far for me, however I will give most things a shot. One such thing that I keep seeing across the board is meal planning. Myself and Steve don’t meal plan as such, we often just see what is in the freezer or cupboards and try to make something out of it. However, this often leads us down the wrong path as we often find we are missing just one ingredient or that one ingredient should have been defrosted for 24 hours first…meaning we have to plan something else entirely or buy even more of said ingredient to use straight away – hardly moneysaving!

I have, however, decided to give proper meal planning a go. There are numerous threads about it on MSE and many bloggers post their meal plan for the week. Whilst Steve works odd shifts, I cannot guarantee that my meal plans will be Monday to Monday but I do plan on posting my meal plans once a week – the day won’t necessarily be consistent though.

We are going to properly start next week – Steve goes on nights on Friday night so I am cooking tea for just me and Jack for 4 or 5 days. We are also going food shopping with our £100 Tesco gift card on Thursday and grabbing plenty of stuff for the freezer and the cupboards – unfortunately, this does mean that I will be frantically pulling everything out tomorrow to see what is out of date or what we don’t need to pick up at the supermarket.

I’m keen to know if meal planning works for you. Tonight we are having pasta bake – a cheap option – and something that will fill us all up, plus leave some for Steve to take for lunch tomorrow. What is on your current meal plan for the week?