5 Ways To Fund A Spontaneous Holiday

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Travelling spontaneously is exciting. What can make you feel more free and alive than hopping, last minute, on a train to the Scottish Highlands, or flight to New York, Prague, Paris or beyond? There is so much to see out there, so much to do, and just because this trip wasn’t booked months in advance, doesn’t mean it can’t still happen.

Consider some instant funding options

With Multi Month Loans you can get a quick loan, which provides borrowers, as the name suggests, with rapid funding. This is a great way to fund a spontaneous holiday and the process is super quick and easy; there’s no paperwork to be filled out and no lengthy questions; it can all be completed online with zero fuss. You will know almost instantaneously whether or not your application has been accepted, and once it has been, funding will be within your bank account in as little as fifteen minutes. This alternative funding option is incredibly convenient and a great way to quickly increase your holiday funds.  

Sell any unwanted possessions

Like the majority of us, you more than likely have a hoard of unwanted possessions kicking around in your house that could be someone else’s treasure. Put them up for sale on second hand websites, or hold a carboot sale, to generate some extra money to put towards your trip. Depop is a great site for selling off old clothes, and Ebay and even Facebook are great sites to sell a wider range of things on. If your items don’t sell on one site, try putting them up for sale on another.

Arnel Hasanovic
Look for bargains

Keep your eye out for last minute bargains. Booking.com and Trivago are great price comparison sites to use when you are searching for cheap accommodation. Airbnb also offers a wide range of brilliant, and sometimes super quirky, properties to stay in, often at really affordable prices. Opting for self-catering will of course save you a lot of money, whilst also making your holiday a much healthier one, and don’t overlook the option of camping. Camping is of course super affordable, and can be really great fun so long as the weather permits. Many campsites now offer the option for “glamping”, where luxurious tents are already set up for you when you arrive. Whilst this will be  more expensive than your typical camping experience, it can still be much cheaper than staying in a hotel or apartment. Also don’t overlook the option of a UK holiday. There are many incredibly beautiful places here in the UK, such as the Lake District, Cornwall and the stunning coastlines. By opting not to fly abroad, you will of course save yourself a few extra pennies.

Get a part time or summer job

If you already work a job this one will be irrelevant to you, but for those don’t, definitely consider getting yourself a part time or a summer job to earn yourself some extra cash to put towards your trip. Getting a job for just a short period of time can be difficult, as most employers are looking to hire people on longer-term contracts, but look around and see what you can find.

Cut back on other spending

Whilst it’s tempting to say yes when your friends ask you out for drinks, imagine having drinks in Rome instead, or on a beach in Spain.  If you want to be able to fund a spontaneous holiday, you should try to cut back on other spending to allow yourself to save as much money as you possibly can. This will be easier if you let your friends and family know that you are trying to save, as they’ll be much more understanding if you say no to potentially expensive invitations. There are probably lots of other ways you can cut back on spending too; for example, if you are a coffee drinker, make your own flask up at home instead of buying a cup whilst out on the go, or save on public transport costs by opting to walk instead. It might be tempting to go out shopping, but try to save the money you would have spent on that new shirt or dress and put it towards your instead: the studies (in this article) show that money spent on travel makes you happier than money spent on material goods. The memories of a holiday will last you forever, but a new dress can easily end up at a charity shop within just a few months.

Funding a spontaneous holiday is much more doable than most people think, and I’m a strong believer that you can always earn money back, but you can never earn back time. If you have the opportunity to see the world, or to spend time away with a loved one or friends, you should grab it with both hands.

 

Why Getting Your Home in Order May Help to Improve Your Financial Life

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When people think about ways to improve their financial lives, they will often think about exclusively pragmatic and obvious steps that can be taken. So, for example, Investing in property, getting involved in the stock market, establishing a tighter budget, and so on.

Of course, we all know that property can be an investment, and that property investment companies such as Montage Property can provide an effective pathway for expanding our financial assets. But There’s a good argument to be made that the way you treat your most essential property – your own home – can play a major role in and of itself.

Here are a few reasons why getting your home in order may significantly improve your financial life.

 

It initiates a “domino effect” that inspire positive change throughout other domains of your life

Often, when we’re in financial trouble of one sort or another, we become disheartened, and fall into a pattern of acting out negative habits that keep us where we are, or maybe even worsen our situations.

Tidying up and organising your home – that is, decluttering, dusting, organising your belongings, and so on – is a practical and achievable step that anyone can take, that will make things “better” in a clear sense, and that can serve as the inspiration for a cascade of positive change.

In his book, “The Power of Habit,” the writer Charles Duhigg refers to what he calls “keystone habits.” These keystone habits are the sorts of habits that automatically trigger a cascade of other positive habits, through their very nature.

Keeping your home in order can serve a purpose similar to this, and can be the first step in getting your financial life back in order, in an indirect sense.

Volha Flaxeco

The more organised you are, the easier it is to maintain a proper perspective on things

It’s very difficult to keep on top of your financial affairs, when your entire life is quite chaotic and disorganised, and you’re not really sure how to begin making sense of things.

Organising your home is a first step in organising your life, in general, and there is evidence that the simple act of tidying up can help to order your thoughts and give you a greater degree of mental clarity.

When things are organised and orderly, in general, it is much easier to maintain a proper perspective on your situation, and to make smart financial decisions.

Your confidence is likely to rise in direct proportion to how appealing and tidy your personal environment is

Often, a significant part of what stops people from seizing control of their financial destinies, is a simple lack of confidence and self-esteem.

When you’re down, and have little if any belief in your own ability to make a positive change in your life, it’s unlikely that you’re going to successfully claw yourself out of debt, and forge a more positive path forward.

The thing is, our immediate environments have a significant impact on our mindset. Tidying up your home, and making your personal environment more appealing and organised, can really enhance your sense of self-confidence and your belief in the potential for change.

How giffgaff transformed the telecom industry in the UK

I have not been compensated for this post.

As someone who is keen on saving money and making money, I am always looking for businesses that help to make that a possibility. A business I always run across is giffgaff. Whenever I see posts on forums or social media about people reducing their phone plans, giffgaff is the brand mentioned. They offer services that people need, at affordable prices.

They are often people’s number one choice for cheap SIM only deals or pay as you go phones. They are popular with moneysaving forums and individuals alike.

It is easy to say that they have transformed the telecom industry but how exactly have they done this? They recently put together an infographic, telling us why. You can see it below but it is also linked here.

It is amazing that they have been nominated by Which? Recommended provider for the seventh consecutive year! I also think it is pretty amazing that £700k has been donated to various charities since 2010!

When I leave my current provider, this is definitely a brand I am considering. They don’t have customers – they are called members and they help to run the forums, inspire the community and spread the word about the brand. The company also give back to members who help run parts of the business – twice a year they are rewarded via ‘Payback’ which allows them to convert the ‘kudos’ they’ve earned into call credit, cash or a charity donation.

Are you on giffgaff?