Why Getting Your Home in Order May Help to Improve Your Financial Life

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When people think about ways to improve their financial lives, they will often think about exclusively pragmatic and obvious steps that can be taken. So, for example, Investing in property, getting involved in the stock market, establishing a tighter budget, and so on.

Of course, we all know that property can be an investment, and that property investment companies such as Montage Property can provide an effective pathway for expanding our financial assets. But There’s a good argument to be made that the way you treat your most essential property – your own home – can play a major role in and of itself.

Here are a few reasons why getting your home in order may significantly improve your financial life.

 

It initiates a “domino effect” that inspire positive change throughout other domains of your life

Often, when we’re in financial trouble of one sort or another, we become disheartened, and fall into a pattern of acting out negative habits that keep us where we are, or maybe even worsen our situations.

Tidying up and organising your home – that is, decluttering, dusting, organising your belongings, and so on – is a practical and achievable step that anyone can take, that will make things “better” in a clear sense, and that can serve as the inspiration for a cascade of positive change.

In his book, “The Power of Habit,” the writer Charles Duhigg refers to what he calls “keystone habits.” These keystone habits are the sorts of habits that automatically trigger a cascade of other positive habits, through their very nature.

Keeping your home in order can serve a purpose similar to this, and can be the first step in getting your financial life back in order, in an indirect sense.

Volha Flaxeco

The more organised you are, the easier it is to maintain a proper perspective on things

It’s very difficult to keep on top of your financial affairs, when your entire life is quite chaotic and disorganised, and you’re not really sure how to begin making sense of things.

Organising your home is a first step in organising your life, in general, and there is evidence that the simple act of tidying up can help to order your thoughts and give you a greater degree of mental clarity.

When things are organised and orderly, in general, it is much easier to maintain a proper perspective on your situation, and to make smart financial decisions.

Your confidence is likely to rise in direct proportion to how appealing and tidy your personal environment is

Often, a significant part of what stops people from seizing control of their financial destinies, is a simple lack of confidence and self-esteem.

When you’re down, and have little if any belief in your own ability to make a positive change in your life, it’s unlikely that you’re going to successfully claw yourself out of debt, and forge a more positive path forward.

The thing is, our immediate environments have a significant impact on our mindset. Tidying up your home, and making your personal environment more appealing and organised, can really enhance your sense of self-confidence and your belief in the potential for change.

Why Getting Your Home in Order May Help to Improve Your Financial Life

Collaborative Post

When people think about ways to improve their financial lives, they will often think about exclusively pragmatic and obvious steps that can be taken. So, for example, creating a budget, or taking on a second job, or cutting out excess spending and cancelling the regular visits to restaurants.

All of that stuff is great, and can certainly have a tremendous impact. But on a subtler, more psychological level, there’s a good argument to be made that getting your home in order can improve your financial health – whether you live in a high-end Montage Property, or in a humble apartment in the city.

Here are just a few reasons why getting your home in order may help to improve your financial life.

It initiates a “domino effect” that inspire positive change throughout other domains of your life

Often, when we’re in financial trouble of one sort or another, we become disheartened, and fall into a pattern of acting out negative habits that keep us where we are, or maybe even worsen our situations.

Tidying up and organising your home – that is, decluttering, dusting, organising your belongings, and so on – is a practical and achievable step that anyone can take, that will make things “better” in a clear sense, and that can serve as the inspiration for a cascade of positive change.

In his book, “The Power of Habit,” the writer Charles Duhigg refers to what he calls “keystone habits.” These keystone habits are the sorts of habits that automatically trigger a cascade of other positive habits, through their very nature.

Keeping your home in order can serve a purpose similar to this, and can be the first step in getting your financial life back in order, in an indirect sense.

Crystal de Passillé-Chabot

The more organised you are, the easier it is to maintain a proper perspective on things

It’s very difficult to keep on top of your financial affairs, when your entire life is quite chaotic and disorganised, and you’re not really sure how to begin making sense of things.

Organising your home is a first step in organising your life, in general, and there is evidence that the simple act of tidying up can help to order your thoughts and give you a greater degree of mental clarity.

When things are organised and orderly, in general, it is much easier to maintain a proper perspective on your situation, and to make smart financial decisions.

Your confidence is likely to rise in direct proportion to how appealing and tidy your personal environment is

Often, a significant part of what stops people from seizing control of their financial destinies, is a simple lack of confidence and self-esteem.

When you’re down, and have little if any belief in your own ability to make a positive change in your life, it’s unlikely that you’re going to successfully claw yourself out of debt, and forge a more positive path forward.

The thing is, our immediate environments have a significant impact on our mindset. Tidying up your home, and making your personal environment more appealing and organised, can really enhance your sense of self-confidence and your belief in the potential for change.

Who To Hire When Buying Your First Home

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Buying your first home is a big step. In order to find the right property and make the process easier, it’s worth hiring a few professionals to help. Here are some of people you may want to hire.

Agents

Agents help to link up buyers with sellers by organising viewings, marketing the property and helping to handle the paperwork. It’s technically the seller that ‘hires’ an agent – when buying you usually don’t have to pay any extra fees. Whilst there are independent sellers out there, most sellers use an agency and so it’s worth shopping around agents in your area. There are also online agencies that you can use to help find properties.

Mortgage brokers

Mortgage brokers can help you to find the best mortgage deal and are worth using – especially if it’s your first property and you’re new to mortgages. Most mortgage brokers have exclusive deals you won’t find on the market due to having close links with lenders. You may have to pay a fee to use a broker, however this can be worth the money you save. If you’re simply looking for advice, you may be able to hire a free advisor – brokers tend to play a more hands-on role and can negotiate with lenders for you, whilst advisors simply tell you your options.

Rowan Heuvel
Surveyors

Once you’ve found a property you’re interested in, it’s worth hiring a surveyor. These professionals can help to examine the property from a structural point to check that there aren’t any signs of damage that could result in expensive future repairs. A surveyor could save you a lot of money by helping you to avoid a property that could be expensive to maintain in the long run. Always look for a surveyor that is experienced and accredited in order to get a reliable survey.

Conveyancers

Most people would struggle to buy a property without conveyancing lawyers. These legal professionals can help to handle the legal changeover of ownership, ensuring that all paperwork is sorted correctly. This can be a complex job and so it’s always worth shopping around for a reputable conveyancer.

Movers

When moving your possessions into your home, you may want to hire a moving company. A team of professional movers will be able to move your belongings in a timely fashion whilst ensuring that nothing gets damaged. You can handle this process yourself by hiring a van and getting together some friends and family members to help you – this could work out cheaper if you’ve only got a few belongings to move. However, if you’ve got lots of possessions that need moving or are moving a long distance, hiring a moving company could be preferable as these professionals will be able to use a lorry to shift more of your belongings in one go.