5 Ways To Fund A Spontaneous Holiday

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Travelling spontaneously is exciting. What can make you feel more free and alive than hopping, last minute, on a train to the Scottish Highlands, or flight to New York, Prague, Paris or beyond? There is so much to see out there, so much to do, and just because this trip wasn’t booked months in advance, doesn’t mean it can’t still happen.

Consider some instant funding options

With Multi Month Loans you can get a quick loan, which provides borrowers, as the name suggests, with rapid funding. This is a great way to fund a spontaneous holiday and the process is super quick and easy; there’s no paperwork to be filled out and no lengthy questions; it can all be completed online with zero fuss. You will know almost instantaneously whether or not your application has been accepted, and once it has been, funding will be within your bank account in as little as fifteen minutes. This alternative funding option is incredibly convenient and a great way to quickly increase your holiday funds.  

Sell any unwanted possessions

Like the majority of us, you more than likely have a hoard of unwanted possessions kicking around in your house that could be someone else’s treasure. Put them up for sale on second hand websites, or hold a carboot sale, to generate some extra money to put towards your trip. Depop is a great site for selling off old clothes, and Ebay and even Facebook are great sites to sell a wider range of things on. If your items don’t sell on one site, try putting them up for sale on another.

Arnel Hasanovic
Look for bargains

Keep your eye out for last minute bargains. Booking.com and Trivago are great price comparison sites to use when you are searching for cheap accommodation. Airbnb also offers a wide range of brilliant, and sometimes super quirky, properties to stay in, often at really affordable prices. Opting for self-catering will of course save you a lot of money, whilst also making your holiday a much healthier one, and don’t overlook the option of camping. Camping is of course super affordable, and can be really great fun so long as the weather permits. Many campsites now offer the option for “glamping”, where luxurious tents are already set up for you when you arrive. Whilst this will be  more expensive than your typical camping experience, it can still be much cheaper than staying in a hotel or apartment. Also don’t overlook the option of a UK holiday. There are many incredibly beautiful places here in the UK, such as the Lake District, Cornwall and the stunning coastlines. By opting not to fly abroad, you will of course save yourself a few extra pennies.

Get a part time or summer job

If you already work a job this one will be irrelevant to you, but for those don’t, definitely consider getting yourself a part time or a summer job to earn yourself some extra cash to put towards your trip. Getting a job for just a short period of time can be difficult, as most employers are looking to hire people on longer-term contracts, but look around and see what you can find.

Cut back on other spending

Whilst it’s tempting to say yes when your friends ask you out for drinks, imagine having drinks in Rome instead, or on a beach in Spain.  If you want to be able to fund a spontaneous holiday, you should try to cut back on other spending to allow yourself to save as much money as you possibly can. This will be easier if you let your friends and family know that you are trying to save, as they’ll be much more understanding if you say no to potentially expensive invitations. There are probably lots of other ways you can cut back on spending too; for example, if you are a coffee drinker, make your own flask up at home instead of buying a cup whilst out on the go, or save on public transport costs by opting to walk instead. It might be tempting to go out shopping, but try to save the money you would have spent on that new shirt or dress and put it towards your instead: the studies (in this article) show that money spent on travel makes you happier than money spent on material goods. The memories of a holiday will last you forever, but a new dress can easily end up at a charity shop within just a few months.

Funding a spontaneous holiday is much more doable than most people think, and I’m a strong believer that you can always earn money back, but you can never earn back time. If you have the opportunity to see the world, or to spend time away with a loved one or friends, you should grab it with both hands.


How To Prepare For A World Trip

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If we’re honest, then traveling the world is something that most of us have desired at some point in our lives. However, it’s not always been the most realistic goal to have, and fortunately in this day and age, technology has been making it so much easier for us to be able to enjoy this kind of lifestyle, and some people even travel full time and work on the road as they go since they’re able to run an online business and work from wherever they have a wi-fi connection.

Even if you’re not quite ready to go for the full-on digital nomad lifestyle, you may still be keen to take a trip around the world, so in this post we’re going to share with you some of our top tips for how to prepare for a world trip.

Get the right paperwork:

Although traveling is a lot easier than it used to be, there are still things you need to have in place before you set off, and the complicated and confusing thing is that what you need depends, not only on where you want to visit, but where you’re coming from and how long you plan on staying. So, for example, if you’re coming from the US, then although you won’t require a visa to enter many countries in Europe if you’re going to stay for less than 90 days, or 6 months for the UK. However, there are other countries where you may need a visa just as a tourist, you could need a transit visa – even if you don’t intend on leaving the airport, or you could need a travel authorization, such as an ESTA that’s needed by many countries to visit the US as a tourist for upto 90 days, so it’s really important that you know what’s needed before you even book any trips.

Have your finances in order:

It’s not a secret that travel can be quite expensive, but even a trip around the world is something that you can afford if you have your finances in order and are able to be sensible with your money. The thing about travel is, there isn’t just one way of doing it – you can of course spend a fortune if you’re planning on flying first class everywhere you go and then stay in 5-star resorts, but you can equally go on the complete other end of the budget spectrum and spend virtually nothing by using things like hostels, couchsurfing, and traveling by bus. If you’re like many people who are somewhere between a private jet and a bus, then you can still save yourself some money by being sensible with your money, and of course saving if you know you’re planning a world trip. If you want to add a little bit of a financial cushion to your life to support your travels, then you could also apply for a loan from somewhere like a direct lender, Buddy loans as long as you know you’re able to pay it back promptly.

James Coleman
Take out insurance:

The amount of people who think they don’t need to take out travel insurance just because they’re only going a short distance or aren’t going to be getting the use out of something on one trip, but are paying for it monthly is truly terrifying. Travel insurance is one of the things you should be praying you won’t need to take advantage of because this means you’ve either had an accident, fallen ill or had something bad happen when you’re traveling. Travel insurance is a must – no matter how far you’re traveling, but especially on a world trip, because we can assure you that the problems you’ll face when trying to pay for medical in some countries are going to be huge, so the small monthly or annual fee you pay to protect yourself is nothing by comparison.

Do your research:

Although a big part of traveling is about having freedom and you shouldn’t feel like you have to stick to a rigid schedule, it’s also a good idea to do some planning and research the places you’re visiting so that you can get the best out of your trip. It’s also useful to know about things that may cause problems on your trip, so checking out routes, safety issues, and even weather conditions is going to help you out a lot.

Book things in advance:

Booking things like accommodation and even day trips in advance is going to save you money, time and stress – plus you may not even be allowed to board a plane if you can’t show evidence of things like where you’re staying and onward travel arrangements, but overall it’s cheaper to book things online in advance.

Give In To The Travel Bug

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When you’ve worked hard all your life and felt the pressure of the 9 to 5 or running your own business, there comes a point when you think: it’s time for a break. This might be a sabbatical to pursue other interests, a change of career and going back to college or it might just mean a very real break. A chance to stretch your travelling legs and take off around the world, visiting those countries you’ve always wanted to see and experiencing those cultures you’ve always wanted to experience. Not to mention meeting new people and tasting new food.

And why not? Sure, you may have to consolidate some finances and consider £5,000 loans from Evolution Money as a means to get there but that investment might mark a turning point in your career and in your overall well-being.

Stressful jobs take their toll and if you’re feeling the burn, then it’s time to make some changes. We look at how you could get ready to take a break from your cubicle and step out into the world for a trip of a lifetime.

Kyle Glenn
Plan your exit

There’s no point just talking about, if you’re really serious about taking a career break, then the work needs to happen behind the scenes. Start your research by going through the pages of your favourite bloggers and travel gurus to see what takes your eye.

You’ll want to decide not only where you want to go but how you’re going to get there. Do you prefer to follow an itinerary, laid out either by you or an outside company, or are you more of a free spirit and enjoy planning as you go and seeing how you feel?

Either way, the first thing you’ll need to consider is how long you want to take and whether you should ask your manager to keep your job open or if you should hand in your resignation. If you work for yourself will you be handing over the reins to someone else in your absence? Get this decided upon and when you’re all set, take the plunge and tell your boss of your plans. Some will be supportive, others simply won’t understand why you’re willing to risk your salary, but you know that it’s now or never.

Trip ready

Your list of countries has been decided upon and you’ve let work know your plans, now comes the fun part of fine tuning your planning. First, deciding the order on where you’re visiting and planning how to get there. Whether you want to schedule your flights ahead of time or plan on buying them on the wing, make sure you have a rough idea how much they cost and investigate alternative modes such as cross-country trains and coaches.

At this point it’s probably worth making sure you have a credit card or reserve sum of money saved up, should you run into difficulties while you’re away.

Where will you stay? This is the next topic to tackle. You might find that a mix of accommodation, from Airbnb apartments, to hostels and hotels makes for the most exciting trip. Splurge now and again but sharing a hostel dorm will certainly help keep the cost down and might even introduce you to some fellow travelling companions to share some of your trip with.

Book your first accommodation before you leave, to give you time to gain your bearings and figure out the first stop of your world tour. The rest you can do as you go or book ahead from home if you’re following a more fixed schedule.

Topping up

If you’re travelling on a budget, you might feel the need to top up your finances as you go and some of the best ways of doing this are through temporary jobs that you can pick up along the way or through an agency. For example, if you’re staying in China for a month it’s entirely possible to pick up work teaching English to students out there, with just a little research. If you’re heading to Australia you’ll find seasonal work, picking fruit and so on that will help you replenish some of your pot.

While it may not be the office-job you’re used to it can certainly add to the experience and give you lots to talk about back home. It also gives the opportunity to stay on a little longer and see a bit more of the country that’s employing you.

Final preparations

Your tickets are booked, you’ve got some idea of where you’re heading and the first couple of hotels are reserved. So, now’s the time to carry out those last-minute preparations. One of the most important things you can do is to get yourself vaccinated against any diseases that might be present in the countries you intend to visit. Leave as long as possible before you leave to get this done as there can be side effects and some vaccines may require a second dose before you leave.

Finally make sure you’re fully insured. We’re not just talking in the case of a stolen camera or a lost wallet but if you’re taken ill and need to be evacuated out of your host country. The worst probably won’t happen but it’s good to know your covered in case it does. Make sure that your credit card is part of a scheme where it can be replaced within 24-hours no matter where you are in the world.

The excitement of travel is sure to distract you from those last few days and weeks in your job and why not? When you’ve put your all into your career, taking a well-earned break will not only give you the chance of fresh adventure but have you returning refreshed, ready and motivated to see what the next part of the journey is. Change can be scary and travel can be challenging but embrace all that comes with it and you’ll be making memories to last a lifetime.