Buying your first home is a big step. In order to find the right property and make the process easier, it’s worth hiring a few professionals to help. Here are some of people you may want to hire.
Agents help to link up buyers with sellers by organising viewings, marketing the property and helping to handle the paperwork. It’s technically the seller that ‘hires’ an agent – when buying you usually don’t have to pay any extra fees. Whilst there are independent sellers out there, most sellers use an agency and so it’s worth shopping around agents in your area. There are also online agencies that you can use to help find properties.
Mortgage brokers can help you to find the best mortgage deal and are worth using – especially if it’s your first property and you’re new to mortgages. Most mortgage brokers have exclusive deals you won’t find on the market due to having close links with lenders. You may have to pay a fee to use a broker, however this can be worth the money you save. If you’re simply looking for advice, you may be able to hire a free advisor – brokers tend to play a more hands-on role and can negotiate with lenders for you, whilst advisors simply tell you your options.
Once you’ve found a property you’re interested in, it’s worth hiring a surveyor. These professionals can help to examine the property from a structural point to check that there aren’t any signs of damage that could result in expensive future repairs. A surveyor could save you a lot of money by helping you to avoid a property that could be expensive to maintain in the long run. Always look for a surveyor that is experienced and accredited in order to get a reliable survey.
Most people would struggle to buy a property without conveyancing lawyers. These legal professionals can help to handle the legal changeover of ownership, ensuring that all paperwork is sorted correctly. This can be a complex job and so it’s always worth shopping around for a reputable conveyancer.
When moving your possessions into your home, you may want to hire a moving company. A team of professional movers will be able to move your belongings in a timely fashion whilst ensuring that nothing gets damaged. You can handle this process yourself by hiring a van and getting together some friends and family members to help you – this could work out cheaper if you’ve only got a few belongings to move. However, if you’ve got lots of possessions that need moving or are moving a long distance, hiring a moving company could be preferable as these professionals will be able to use a lorry to shift more of your belongings in one go.