5 Tips to understanding U.S. Immigration Fund

Many businesses look for EB-5 funding to finance their real estate projects in America. Since the EB-5 Program was created back in 1990, it has continuously grown and become more popular in many parts of the nation. The reason the United States Government started the program was to help grow the economy by finding foreign investors who were looking to invest in United States real estate projects that would also create jobs for American workers. The foreign investors are then given the opportunity to live in the United States.

Once the investors invest in the new commercial enterprise, they are eligible to receive a conditional Green Card after about 2 years. Then the U.S. Citizenship and Immigration Services will make sure that that new commercial enterprise has created jobs for Americans and is being successfully built and the investor is on their way to receiving their permanent green card.

U.S. Immigration Fund is an EB-5 Regional Center. An EB-5 Regional Center is an organization designated by United States Citizenship and Immigration Services (USCIS) that sponsors investment projects for investment by EB-5 investors.

Below are 5 tips that will help you learn more About The EB-5 Process.

  • Many people have become aware of the EB-5 Program, and it has become more popular over the years. U.S. Immigration Fund has grown to be one of the most successful EB-5 Regional Centers in the United States.
  • Unemployment rates are a continuous problem in many parts of the world. With more people investing in the United States, they are creating job opportunities for people who are living there. More specifically, each investment must create a minimum of 10 jobs for American workers.
  • There are many misconceptions about the EB-5 program. Some people believe that they can simply get a Green Card by paying for it and that it will automatically guarantee them a Green Card and a free pass to stay in the United States. However, this is not the case. The investors are not simply “paying” for a green card. They are investing their money into a new commercial enterprise in the United States that will provide jobs for Americans and also help to boost our economy.
  • All of U.S Immigration Fund’s projects are located in a Targeted Employment Area (TEA). When an EB-5 project is located in a TEA area the amount required for an investment is  lowered from $1 million to $500,000 dollars. In order to be designated as a TEA, the EB-5 project has to be located in an area of high unemployment or a rural area. If you invest with a regional center, they will let you know if their projects are located in a TEA.

To get a Green Card Visa, an investor will have to meet other criteria during the application process. The entire EB-5 process should take approximately 5 years to complete without a waiting list. For Indian citizens, there is currently no visa waiting list where other countries such as China have a longer waiting list. Based on current processing times, an Indian citizen should receive an I-526 approval in approximately 18 months.  It will then take approximately 4-6 months for the Investor and his/her family to complete processing.


Why Insurance Is So Important

Insurance is one of those things that the majority of us have but the majority of us also moan about paying. But insurance is SO important. Whether you are ensuring your life, your home, your car or your pet, insurance makes sure that you are covered for most eventualities.

We currently have life insurance, contents and car insurance. We’ve also been considering getting private medical and serious illness insurance too. I am currently the sole wage earner and with self employment being up and down as it is, if I was to get seriously ill and not be able to work then we would really be up the creek without a paddle. We’ve been looking at different providers such as Rigby Financial who offer a wide range of insurance products.

Luckily we have never had to claim on any of our insurance products but paying the monthly or annual sums is so worth the peace of mind to know that we are covered in case anything does happen. I want to make sure that my children will be well cared for and comfortable should anything happen to me, hence life insurance. I want to make sure that we are staying within the law and that if we were to be an accident, repairs would be covered, hence car insurance. Contents insurance is there to ensure that our possessions are covered for – with two kids around, accidents do happen and whilst certain possessions aren’t necessities to have, its nice to be able to replace them.

Christopher Harris

I don’t understand people who don’t have insurance – especially those who are breaking the law and endangering others by not having it! Wouldn’t you want to protect everything you love, everything you have, everything you own? I know I certainly do!

Obviously insurance comes with terms and conditions and clauses and you need to be exactly sure what you are covered for – there may be a substantial excess charge or that thing you thought was covered isn’t – and then where will you be? However, just because there is certain clauses that is by no means an excuse not to have insurance.

No matter my budget and how low my income may get at times due to the perils of self employment, I always make sure I have money in to cover my insurance products as I don’t want to be left high and dry should something horrible happen to myself, my home or my car.

Insurance is one of my most important bills and one I am more than happy to pay…is it yours?

Collaborative Post

5 Helpful money saving tips for broke college students

It is quite stressful for students to handle the issues of money and college education at the same time. After all, most of the time, college students are short on money to spend. Parents need to educate their children on how they can budget and use the little funds allocated to them well. It is also important that a college student knows how they can make savings for a rainy day. As a college student, you will more often be broke and this is a fact that you may not be able to avoid. However, there are a number of tips from Downing Students that you can follow and live comfortably with the little resources that you may have while in college.

To learn how to be financially independent while in college, here are 5 tips that can help you to save money.


  1. Make a budget and stick to it

You need to learn how to budget for the semester. You can work out a suitable budget with your parents so that you are all aware of your costs. You need to know about needs and wants and give more of your cash allocation to your needs as a student. You should not forget your travel expenses between your home and your school. Try to learn how to save money on some items such as entertainment. Must you go out for a movie? Probably it could be cheaper to buy the movies from the film shops around and save the extra money you could have spent at the movie theaters.


  1. Make coffee at home and pack your own lunch

More often, foods and drinks sold at campus are way more expensive when compared to making these at home. With packed lunch, you will be healthier and you will save lots of money in the process. When you prepare your own lunch and coffee at home, you will not have to buy this elsewhere. You need not spend $2 on coffee at campus while you could make the same at home for 25 cents. Make your own meals and carry these to campus. You will not believe how much you can save in a year from this routine.


  1. Buy used but useful school items

There are many places you can buy used books and other classroom materials that are required on campus. Do not be ashamed of buying used items if they can help you save some money, and serve the same purpose as the new items. You can virtually get all your school supplies off campus. You could as well rent your classroom materials such as books and other necessities. If you must purchase any item that you require in school, it would be good to compare prices from the many stores and buy from the cheapest sellers. Take advantage of coupon stores as they help you save a great deal.


  1. Work during summers and vacations

When you are on a school vacation, take advantage of the free time and get some work.  You could actually do some part-time jobs even when you are still in college. This means that you will make some extra money that could bridge the financial deficits that you face. However, you need not take jobs that can distract you from your educational activities. When you work during the summer, you can be sure that you will have enough financial strength to help you concentrate more during the school year.


  1. Walk to school or use a bike

Another great way to make a savings while in college is to use a bike or walk to school. You could save a great deal of money when you walk to college as opposed to driving or taking the public transport. Walking or cycling to campus is actually a healthier way to reach school. You could even save on medical costs in the process!